Terms & Policies
Effective Date: April 2025
By using Billionpay‘s services, you agree to the terms and conditions set forth below. These terms govern your access to and use of our multi-currency payment platform, account features, and related services.
1. Agreement to Terms
By accessing or using Billionpay services, you acknowledge and agree to comply with these terms and any applicable policies. These terms apply to all users of our platform.
2. Account Registration
To access our services, you must create an account with accurate and up-to-date business or personal information. You are solely responsible for maintaining the confidentiality of your login credentials and all activities under your account.
3. Service Fees
Billionpay may apply service or transaction fees, which will be clearly communicated during usage. You are responsible for reviewing, accepting, and paying all applicable fees in a timely manner.
4. Currency Conversion
Transactions involving multiple currencies may be subject to conversion at prevailing market rates, along with a service fee where applicable. Exchange rate details will be made available as part of the transaction process.
5. User Responsibilities
You agree to use Billionpay services in compliance with all applicable laws and regulations. You must not engage in fraudulent, abusive, or unauthorized activities. Any violation may result in suspension or termination of your account.
6. Data Privacy
Billionpay is committed to protecting your personal and financial data. We use encryption, secure storage, and industry best practices to safeguard your information. Please refer to our Privacy Policy for full details.
7. Changes to Terms
Billionpay reserves the right to update or amend these terms with 30 days’ notice. Continued use of the services after the notice period constitutes your acceptance of the revised terms.
8. Limitation of Liability
To the extent permitted by law, Billionpay shall not be liable for indirect, incidental, or consequential damages. Our total liability is limited to the total fees paid by you to Billionpay in the 12 months preceding the event giving rise to the claim.
9. Termination
You may close your account at any time. Billionpay reserves the right to suspend or terminate your account if you violate these terms or engage in activities deemed harmful to our platform or other users.
10. Contact Us
For questions, support, or disputes related to these terms, please contact us at:
Email: ahao@thebillionpay.com
Address: Room 1503-09, 15/F, Causeway Bay Centre, 15-23 Sugar Street, Causeway Bay, Hong Kong.